Updated
✅ What you will learn in this article
- All benefits of the Fintokei Point Stage (free plan, profit rate increase, loss limit relaxation, increase in trading capital)
- Specific methods to earn XP (points) and efficient ways to earn them
- Details of each rank’s benefits and the XP required
- Realistic user reviews and ratings (both positive and negative)
- [Important] The truth about the elimination of the contract fee and future changes
- Differences from the PipFarm XP system (supplementary comparison)
【Conclusion】 5 Major Benefits of the Fintokei Point Stage
| Benefit | Content | Maximum Effect |
|---|---|---|
| 🎁 Free Plan Acquisition | Paid plans can be obtained for free by ranking up | Maximum 108,800 JPY equivalent |
| 📈 Profit Rate Increase | Profit rate increases from the basic 80% to a maximum of 100% | +20% |
| 🛡️ Loss Limit Relaxation | The allowable daily and overall loss rates are expanded | Daily +2%, Overall +2% |
| 💰 Increase in Trading Capital | The initial capital of the Pro Trader account is increased | +25% |
| ♾️ Permanent Benefits | Earned XP has no expiration date, and there is no reset even if you fail | Permanent |
💡 The Greatest Charm of the Point Stage
The unique benefit of “getting a plan for free” is the greatest charm. By reaching Rank 6, you can acquire the Challenge Sapphire plan (108,800 JPY equivalent) for free. In other words, the longer you continue, the lower the actual cost becomes.
What is the Fintokei Point Stage?
The Basic Structure of the Point Stage
The Fintokei Point Stage is composed of 6 stages from Rank 1 to Rank 6. The acquired XP has no expiration date, and the benefits once acquired are permanently applied. XP will not be reset even if you fail a challenge.
📝 Official Statement from Fintokei CEO David (January 22, 2026)
Our purpose is to evaluate sustainable and stable trading, and to provide continuous payout motivations for traders, not one-time luck. This is not a matter of fortune.
Source: @DavidFintokei
【Complete Version】List of Benefits by Rank
| Rank | Required XP | 🎁 Acquired Plan | Profit Rate UP |
|
|---|