Fintokei vs FTMO – Which is Better? | Fees, Rules, Withdrawals, Japanese Support Compared in 7 Aspects [March 2026]

March 4, 2026 Updated

“Fintokei or FTMO, which one should I ultimately choose?”

This is a question that many traders face when trying to take on a prop firm challenge. The overwhelmingly popular Fintokei in Japan and the world-renowned FTMO – both are popular prop firms, but they differ greatly in terms of pricing, rules, support systems, and more.

This article provides a comprehensive comparison of Fintokei and the globally renowned FTMO across 7 key aspects. Using the latest information as of March 2026, find the prop firm that’s perfect for you.

【Conclusion】Fintokei is Recommended for Japanese Traders

Shinjo-kun

So, which one is better, Fintokei or FTMO? Tell me the answer first!

Kaitai Sensei

To put it simply, Fintokei is recommended for Japanese traders. It has the trifecta of Japanese support, affordable fees, and great support, allowing you to challenge with peace of mind.

After a comprehensive evaluation across 7 comparison points, Fintokei is the most suitable choice for traders residing in Japan. The reasons can be summed up in the following 3 points:

• Full Japanese support: Japanese staff on-site, inquiries can be handled in Japanese
• Affordable fees: Starting at ¥21,800, even more affordable with coupons
• Simple rules: Minimum 3 trading days, more flexible than FTMO

On the other hand, FTMO boasts unparalleled track record and credibility as the world’s largest prop firm. For those who are comfortable with English and aim for a maximum of $2M in trading capital, FTMO is also a viable option.

Let’s grasp the overall picture using the comparison table below, and then dive into the details of each item.

Basic Information about Fintokei and FTMO

Shinjo-kun

What kind of companies are Fintokei and FTMO in the first place?

Kaitai Sensei

Both are prop firms where you can gain access to trading capital if you pass their evaluation challenge. But there are significant differences in their home countries and how they operate in the Japanese market.

About Fintokei

Fintokei is a prop firm headquartered in the Czech Republic, but it has focused on the Japanese market. It offers full Japanese support with Japanese staff on-site, allowing even those who struggle with English to use the service with peace of mind.

As the largest prop firm in Japan, Fintokei has earned a Trustpilot rating of 4.5 or higher. It also offers unique services such as demo contests and point stages.

About FTMO

FTMO is also headquartered in the Czech Republic and is the world’s largest prop firm. It has a track record of paying over $170 million in rewards to traders, making it a pioneering presence in the industry.

In 2025, FTMO acquired the major FX broker OANDA, which became a major talking point. This acquisition has pushed FTMO towards an integrated service that combines prop firm and broker functions. As of 2026, the industry is closely watching how this integration will progress.

【Comparison ①】Fees and Cost-Effectiveness

Shinjo-kun

Which one is cheaper in terms of fees? As a beginner, I’d like to start as cheaply as possible.

Kaitai Sensei

Comparing the minimum plans, Fintokei is about ¥3,000 cheaper. And if you use a coupon, the difference becomes even bigger.

Minimum Plan Comparison