Updated
“I made a profit on Fintokei, but how do I withdraw?” “Will the money really be deposited?”—Understanding the withdrawal process is the most important point when using a prop firm.
Fintokei is widely used by Japanese traders as a prop firm with excellent Japanese support, but there are also concerns about withdrawals such as “international wire transfers seem difficult” and “is it true that withdrawals are rejected?”
This article comprehensively explains the withdrawal conditions, application process, international wire transfer system, bank fees, reflection time, and the truth about withdrawal rejections for Fintokei as of March 2026. Please also refer to the Complete Guide to Fintokei Reputation and Reviews for an overview of Fintokei.
Operated by a prop firm specialty information site “Kaitai Shinsho” / Official partner of Fintokei / Hosted over 30 giveaways / Participated in Dubai Expo 2025
✅ What you will learn from this article
- Fintokei’s withdrawal conditions (2 weeks after obtaining pro account, profit acquisition day condition, minimum withdrawal amount)
- Specific steps for withdrawal application (5 steps from the dashboard)
- Mechanism and key points of the 80% to maximum 100% reward ratio system
- The flow of international wire transfers and differences in receiving bank fees
- Withdrawal reflection time (normally 5-10 business days) and the instant approval system introduced in 2026
- The truth about withdrawal rejection rumors and actual withdrawal reports on SNS
- Tax treatment (miscellaneous income, need for final tax return)
【Conclusion】Withdrawals from Fintokei can be received without any problems if the rules are followed correctly
I’ll summarize the key points about Fintokei withdrawals first.
| Item | Content |
|---|---|
| Withdrawal Eligibility | 14 days (2 weeks) after obtaining pro account + profit acquisition day condition |
| Minimum Withdrawal Amount | At least 50% of the profit |
| Reward Ratio | Default 80% (up to 100% depending on the point stage) |
| Transfer Method | Overseas wire transfer from the Czech Republic (bank transfer) |
| Reflection Time | Normally 5-10 business days after application |
| Receiving Fees | Varies by bank (free to around 4,000 yen) |
| Taxes | Classified as miscellaneous income, final tax return is required |
Let’s go through each item in detail.
Withdrawal Conditions | When Can You Withdraw?
Condition 1: 2 Weeks (14 Days) After Obtaining Pro Account
At Fintokei, you cannot apply for withdrawal until at least 14 calendar days (2 weeks) have passed since you were issued the pro trader account. This is a Fintokei-specific rule to prevent unauthorized profit taking in the short term.
This 14-day period is counted in calendar days, not just business days. If 14 calendar days have passed, the condition is met.
Condition 2: Profit Acquisition Day (Trade Day) Condition
To apply for withdrawal, you need to have generated profits over a certain number of trading days in your pro account. This is to prevent “accidentally making a big profit in a single day” withdrawals, and to verify stable trading performance.
The specific trade day requirement may vary depending on the plan, so be sure to check the withdrawal conditions on the dashboard.
Condition 3: Minimum Withdrawal Amount
At Fintokei, you need to withdraw at least 50% of the profit when applying for withdrawal. For example, if you have made a profit of 100,000 yen in your pro account, you must withdraw at least 50,000 yen worth of the reward.
The remaining profit can be left in the account to use for the next trade.
Reward Ratio: 80% to Maximum 100%
Fintokei’s default reward ratio is 80% of the profit. So if you made a 1 million yen profit in your pro account, the trader’s reward would be 800,000 yen.
Furthermore, Fintokei has a unique “Point Stage” ranking system. By accumulating points through continued trading, the reward ratio can be gradually increased, up to a maximum of 100%.
| Stage | Reward Ratio |
|---|---|
| Default (Initial) | 80% |
| After Stage Upgrade | 85% to 95% (increasing in stages) |
| Highest Rank | Maximum 100% |
The point stage increases based on factors such as the number of withdrawals and the maintenance period of the pro account. The longer you continue trading with Fintokei, the more advantageous it becomes for the trader.
🔶 Withdrawal Rules for the Fast Pro Plan
For Fintokei’s “Fast Pro Plan”, which allows immediate use of the pro account without a challenge, the withdrawal conditions are essentially the same as the pro account obtained through the challenge. You need to meet the 14-day requirement and the profit acquisition day condition. In the case of the Fast Pro Plan, the initial reward ratio starts at 50% and gradually increases with the number of withdrawals. Please check the latest details on the official website.
Withdrawal Application Process | Completed in 5 Steps