Updated
Operated by the prop firm specialist site “Kaiteisinsho” / Official partner of Fintokei and PipFarm / Conducted over 30 giveaways / Participated in Dubai Expo 2025
“Fintokei or PipFarm, which one should I choose?”
In 2026, the Japanese prop firm market is rapidly maturing. Among them, Fintokei, which has excellent Japanese support, and PipFarm, which is attracting attention for its innovative XP rank system, are particularly notable.
Both companies are popular with Japanese traders, but their characteristics differ greatly. Fintokei’s overwhelming scale of up to 500 million yen and MT4/MT5 support, and PipFarm’s unique XP rank system and the high transparency of the cTrader trading environment are their attractions.
In this article, the prop firm specialist media “Kaiteisinsho”, based on the insights obtained as an official partner of both companies, will conduct a detailed comparison from 15 perspectives. You are sure to find the optimal prop firm that suits your trading style.
✅ What you can learn from this article
- Basic specification comparison between Fintokei and PipFarm (location, capital, and scale of operations)
- Detailed comparison of plan structure and fees (from the most affordable plan to the maximum plan)
- Differences in passing conditions and difficulty (profit target, drawdown, trading days)
- Profit-sharing system (PointStage vs XP Rank)
- Differences in trading platforms (MT4/MT5 vs cTrader)
- Detailed comparison of risk management rules (impact of Pip Protector v2)
- Withdrawal and payout conditions and frequency
- Recommendations for trading style and account size
- Latest trends in 2026 (OANDA acquisition, Japanese site support)
- Limited coupon codes for up to 15% off
Comparison Table of Fintokei and PipFarm
First, let’s take a look at the main specifications of the two companies in a table. This table will make the differences between Fintokei and PipFarm clear at a glance.
| Comparison Item | Fintokei 🟣 | PipFarm 🟡 |
|---|---|---|
| Headquarters Location | Czech Republic (Prague) | United Kingdom (London) |
| Maximum Account Size | 500 million yen (after scaling) | $300,000 (approx. 45 million yen) |
| Profit-Sharing | 80 to 95% (up to 100%) | 70 to 99% |
| Evaluation Mode | ProTrader (2 stages) / SwiftTrader (instant) | Classic / Consistency / Endurance / Instant (4 modes) |
| Trading Platform | MT4 / MT5 | cTrader exclusive |
| Minimum Plan | Crystal (2 million yen) 21,800 yen~ | $30,000 account $300~ (Endurance) |
| Popular Plan | Sapphire plan (20 million yen) | Classic $100,000 |
| Phase 1 Profit Target | 8% (ProTrader) | 12% (Classic) |
| Phase 2 Profit Target | 5% (ProTrader) | None (can be completed in 1 stage) |
| Maximum Drawdown | 10% | 12% (Classic) |
| Daily Drawdown | 5% | 4% (Classic) |
| Payout Frequency | Twice a month (biweekly) | Every Friday |
| Minimum Payout | 10,000 yen~ | $1,000 guaranteed |
| Unique System | PointStage system (up to 100% profit-sharing) | XP Rank system (higher profit-sharing rate) |
| Japanese Support | Fully supported (including customer support) | Site support available (from 2026) |
| Pass Rate | Approx. 24% (based on survey) | Not disclosed |
| Limited Coupon | KAITAI10 (10% off) | KAITAI (15% off) |
From this table, it can be seen that Fintokei has the advantage in the degree of Japanese support and the maximum scale of operations, and PipFarm has the advantage in payout frequency and coupon discount rate.
Let’s take a closer look at each item.
1. Comparison of Basic Information (Location, Establishment, Scale)