“Fintokei has gotten worse” “It’s too expensive to use now after the price increase” — Since the pricing revision in November 2024, such voices have been flying around on SNS and trader communities. But can it really be called a “deterioration”? To conclude, while the price increase is factual, when viewed in conjunction with service enhancements, it cannot be called a simple deterioration. This article explains the full scope of Fintokei’s pricing revision and specific strategies to continue using it wisely as of 2026. If you haven’t yet grasped Fintokei’s basic rules, please first read “Comprehensive Explanation of Fintokei’s Reviews and Rules“.
Operated by “Kaitai Shinsho,” a specialized prop firm information site / Official Fintokei Partner / Over 30 giveaways conducted / Participated in Dubai Expo 2025
✅ What You’ll Learn from This Article
- What changed and how in Fintokei’s November 2024 pricing revision (with all 6 plan comparison table)
- 3 reasons why it’s called a “deterioration” and the reality of service enhancements behind it
- 3 smart countermeasures to minimize the impact of price increases (up to 20% OFF with coupon)
- Pricing comparison with other companies like PipFarm and FundedNext
- Reasons why you should still choose Fintokei as of 2026
【Conclusion】Fintokei’s “Deterioration” is Partially True, but Impact Can Be Minimized with Countermeasures
First, let’s organize the conclusion.
In the pricing revision on November 4, 2024, 4 out of 6 challenge plans had price increases. The increase ranges from 3,000 yen to 59,000 yen, with higher-tier plans being affected more significantly.
However, considering the following three points, it cannot simply be called a “deterioration”:
- 20% OFF with coupon code “KAITAI” is available → Some plans are actually cheaper than before the revision
- Introduction of the point stage system adds more benefits the more you continue trading
- Crystal (2 million yen) and Ruby (10 million yen) remain unchanged, leaving cost-effective options available
In other words, “It becomes expensive if you buy without thinking, but there’s no problem if you know the countermeasures” is the accurate assessment as of 2026.
Details of Fintokei’s Pricing Revision | Complete Plan Comparison Table Before and After
The complete details of the new prices applied on November 4, 2024, are as follows:
| Plan Name | Initial Capital | Pre-Revision Price | Post-Revision Price | Increase Amount | Increase Rate |
|---|---|---|---|---|---|
| Crystal | 2M yen | 21,800 yen | 21,800 yen | 0 yen | 0% |
| Pearl | 5M yen | 36,800 yen | 39,800 yen | +3,000 yen | Approx. 8.2% |
| Ruby | 10M yen | 69,800 yen | 69,800 yen | 0 yen | 0% |
| Sapphire | 20M yen | 99,800 yen | 108,800 yen | +9,000 yen | Approx. 9.0% |
| Topaz | 35M yen | 173,800 yen | 199,800 yen | +26,000 yen | Approx. 15.0% |
| Emerald | 50M yen | 239,800 yen | 298,800 yen | +59,000 yen | Approx. 24.6% |
The three points to note are:
- Crystal and Ruby remain unchanged: The 2 million yen plan popular with beginners and the 10 million yen plan for intermediate traders are unaffected
- Higher-tier plans have higher increase rates: Emerald (50 million yen) increased by approximately 24.6%
- Pearl’s increase is a modest 3,000 yen: A 3,000 yen increase for 5 million yen in operating capital is within acceptable range
🔶 If Choosing by Cost-Performance, “Ruby” is the Top Choice
Ruby (initial capital 10 million yen / 69,800 yen) has no price increase. The purchase cost ratio to initial capital is approximately 0.70%, the lowest among all plans. If you’re unsure, you can’t go wrong choosing Ruby.
Why is it Called a “Deterioration”? 3 Background Reasons