Updated
Fintokei has released a new plan called the “Challenge Plan・Slim” that focuses on minimizing spreads. This limited-time early release for the first 1,000 customers offers amazing trading conditions with spreads from 0.0 pips on major FX pairs and 0.2 pips on gold.
This plan will be a long-awaited solution for traders struggling with spread losses from scalping or day trading. This article provides a detailed explanation of the Challenge Plan・Slim, the differences from the regular plan, its benefits, and important points to consider.
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✅ What you’ll learn in this article
- The features and 4 incredible benefits of the Challenge Plan・Slim
- Price and spread comparison with the regular Challenge Plan
- Supported instruments and optimal trading hours (Japan time 9:00-26:00)
- Commission structure (JPY 450 one-way / JPY 900 round-trip, JPY fixed)
- Important points and application process for the limited 1,000 participant plan
【Conclusion】The Challenge Plan・Slim is a must-see plan for scalpers and day traders
To summarize, the Challenge Plan・Slim is ideal for the following traders:
- Scalpers: With spreads directly impacting profitability, the 0.0+ spreads provide a significant advantage
- Day traders: The environment is optimized for Japan time 9:00-26:00, covering the Tokyo and London sessions
- Gold traders: XAU/USD spreads from 0.2 pips, a substantial improvement over standard conditions
- Traders who want clear cost calculations: Fixed JPY commissions (JPY 450 one-way / JPY 900 round-trip) unaffected by exchange rate fluctuations
The price is about 20% higher than the regular plan, but considering the savings in spread costs, higher-frequency traders will benefit the most.
What is the Challenge Plan・Slim? 4 Incredible Benefits
Benefit 1: Spreads from 0.0 pips on major FX pairs
During periods of high liquidity, the environment provides zero-spread best bid-ask prices on cross-JPY pairs like EUR/JPY and GBP/JPY, as well as major currency pairs.
In scalping, traders often target just a few pips per trade, so a 0.5 pip difference in spreads can significantly impact profits. The 0.0+ spreads are an ideal environment for scalpers.
Benefit 2: Gold (XAU/USD) from 0.2 pips
This is great news for gold traders. XAU/USD spreads are available from an astonishing 0.2 pips.
At typical prop firms, gold spreads are generally in the range of 1.0-2.0 pips. Starting from 0.2 pips is a revolutionary environment for gold scalpers.
Benefit 3: Pricing optimized for Japanese trading hours
Conditions are optimized for the Tokyo and London sessions (Japan time 9:00-26:00), strongly supporting the most active hours for Japanese traders.
Specifically:
- Tokyo session: 9:00-17:00
- London session: 17:00-26:00 (2:00 the next day)
The most favorable spread conditions are applied during these time frames.
Benefit 4: Clear “JPY-denominated commissions”
Commissions are fixed at “JPY 450 one-way / JPY 900 round-trip” per lot. This allows for simple profit/loss management, unaffected by exchange rate fluctuations.
At typical ECN accounts, commissions are USD-denominated, so costs can vary with the exchange rate. The JPY-fixed commission structure is a significant benefit for traders who want clear cost calculations.
Comparison with the Regular Challenge Plan
| Item | Regular Challenge Plan | Challenge Plan・Slim |
|---|---|---|
| Price | Regular price | About 20% higher |
| FX Spreads | Standard spreads | 0.0+ |
| Gold Spreads | Standard spreads | From 0.2 pips |
| Commissions | USD-denominated | JPY-fixed (JPY 900 round-trip/lot) |
| Supported Platforms | MT4/MT5 | MT5 only |
| Account Currency | Multi-currency support | JPY only |
| Eligible Plans | All plans | Crystal/Pearl/Ruby/Sapphire |
Can the price difference be recouped through the spreads?
Let’s consider the case of a scalper who trades 10 times per day, for example:
- Regular plan with 0.5 pip spreads: 10 trades × 0.5 pips = 5 pips cost/day
- Slim plan with 0.0+ spreads: Significantly reduced costs
Calculating over 20 trading days per month, the spread difference of 0.5 pips × 10 trades × 20 days = 100 pips/month in cost savings.
The higher the trading frequency, the faster the 20% price difference can be recouped.