Fintokei Reviews & Complete Guide | Comprehensive Coverage of Coupons, Withdrawals, and Point Stages

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かいたい先生


Fintokei is the most widely used prop firm in Japan.

This article provides a comprehensive explanation of Fintokei reviews and feedback, how to participate in challenges, how to use the 10% OFF coupon code, and withdrawal information.

✅ What You’ll Learn in This Article

  • Fintokei’s basic information and features
  • Reviews and feedback on X (Twitter)
  • Differences between 6 challenge plans and how to choose
  • How to obtain and use the 10% OFF coupon
  • Withdrawal rules and actual withdrawal reports
  • Independent survey results on pass rates
  • 【January 2026 New System】Point Stage mechanism and benefits

🟣 Fintokei Features

  • Established after playing a crucial role in the founding and success of FTMO, a world-famous prop firm
  • Innovative business model featured in Forbes magazine
  • The only prop firm to register as an overseas business operator in Japan and pay consumption tax domestically
  • Point Stage system introduced on January 21, 2026, with profit share rates up to 100%

しんしょ君
Shinsho-kun
I keep hearing about Fintokei lately, but can you really make money? I’m worried about whether I can actually withdraw…
かいたい先生
Kaitai-sensei
Fintokei is the most widely used prop firm in Japan. There are many actual withdrawal reports, and starting from January 2026, a new system called “Point Stage” has been introduced, with profit share rates reaching up to 100%!

【Conclusion】Who Should Consider Fintokei

しんしょ君
Shinsho-kun
So who is Fintokei really suitable for?
かいたい先生
Kaitai-sensei
It’s ideal for traders who have solid risk management and can consistently generate about 8% profit per month. Trading with Fintokei is far more efficient than depositing 1 million yen into an overseas FX account.

Recommendation Level Target User Reason
★★★★★ Traders with good risk management Can trade with up to 50 million yen if rules are followed
★★★★★ Those who can consistently generate 5-8% monthly returns Can receive up to 100% of profits as compensation through Point Stage
★★★★☆ Traders with limited capital Can start trading with up to 2 million yen capital from about 20,000 yen
★★☆☆☆ High-leverage gambling traders Likely to fail due to inability to follow loss rules

🟣 Start Fintokei Now

Get 10% OFF with coupon code “KAITAI10“! Visit Fintokei Official Site →


What is Fintokei | Japan’s Most Widely Used Prop Firm

Fintokei is the most widely used prop firm in Japan. Traders who pass Fintokei’s challenge plans receive the following benefits:

✅ When You Pass Fintokei’s Challenge Plan

  • Receive a certificate as a Fintokei Certified Pro Trader
  • Granted the right to trade with up to 50 million yen in capital
  • Receive 80%~100% of trading profits as compensation (varies by Point Stage)

Furthermore, all losses are covered by Fintokei. The appeal is being able to fully utilize the opportunity to trade with large capital.

What is a Prop Firm?

Proprietary trading means trading with the firm’s own capital.

A prop firm refers to an investment company that makes a living through proprietary trading. They provide services that give fair opportunities even to traders who lack ideal trading environments or sufficient capital.

かいたい先生
Kaitai-sensei
It’s structurally different from hedge funds and CTAs that manage funds from investors.

What is a Prop Trader?

A prop trader refers to a trader who belongs to a prop firm or uses prop trading services.

Prop traders trade FX, futures, and stocks with the company’s capital and receive profits as performance-based compensation. The compensation ratio is typically around 50-80%, and the company bears trading losses.

かいたい先生
Kaitai-sensei
In Fintokei’s case, compensation is basically 80%, and with Point Stage it can reach up to 100%, which are quite favorable conditions. The appeal is being able to trade with large capital without risking your own funds.

Fintokei Challenge Plan Structure | 3-Stage Process

By participating in the Fintokei Challenge Plan and clearing the following 3-stage proprietary trading evaluation process, you’ll have the opportunity to trade with up to 50 million yen in investment capital as a professional trader, receiving 80%~100% of profits as compensation.

Item Step 1 Step 2 Pro Trader
Account Type Demo Account Demo Account
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